Frequently Asked Questions
A : We believe that in construction, what makes a contractor great is not only their ability to avoid foreseen problems, but also by their ability to adjust on the fly and deal with unforeseen problems when they arise. With over 50 years of experience, we have seen a lot of different things! This gives us a great database to pull from when things don’t go our way. In the event that something does come up unexpected, you can count on us to amend the issue quickly and effectively with no additional cost – or headache – to you. One of the benefits of being design-build is the efficiency created within problem solving (see more about design-build). As your contractor, it is our job to protect you from the stress of construction, and that’s what we do best.
A : The number one thing to consider when building a custom home is that you are purchasing both a product and a service. The reality is, you will spend an extensive amount of time and energy with your builder during the construction of your new home. Your relationship with your builder is as important – if not more important – than the product that you will receive at the end of the process. The experience and customer service that you will receive can be the difference between your home meeting your expectations or not. There is an extremely high amount of trust required to ask someone to build your dream home for you. We know this, and we don’t take your trust for granted. We’ve geared our entire process to take care of you first, because we know how important that is.
A : Colorado is such a great place to live! The mountain views and sunny weather is unbeatable, however, even in beautiful Colorado we have to be aware of some potential pitfals when buying land. Water tap costs and availability, expansive soils, flood plains, high bedrock, fire danger, and high water tables are just a few. We’ve seen just about every situation here in Northern Colorado, and we know what to look for when buying land. We’ll help you find a great lot and have the means to help you identify these things before you purchase it, so you don’t need to worry about getting into something that you’ll later regret. As a licensed real estate agent, we can help you from the very beginning of your journey all the way to the end (see more about this service).
A : In summary, two major things make us stand out from other custom home builders; we are a design-builder (see more about design-build), and we are centered around Building Made Personal. It is our goal to make sure you have a great experience and have fun the whole time. We will get to know you and your family well during our process and will customize the process for you in every way. From breaking ground celebrations to blog videos to ribbon cutting ceremonies, we’re here to make this a lasting memory with you and your family. After the process is over, we’ll take the extra step in making sure your home is everything you expected it to be.
A : Our goal is always to build a long lasting friendship with you, therefore our warranty comes with a ‘no questions asked’ hand-shake policy on most items. We want you to be happy with your new home and we will do everything we can to make that happen. Our warranty lasts one year, but we would never turn away one of our customers who had a warranty concern in the 13th month. We’re both practical and realistic and are here to serve you.
A : Our typical design process takes between 3 and 6 months depending on the complexity of the design, and our build process takes between 10 and 15 months. This depends largely on what time of year we start and how complex the home is.
The reality is, Colorado has very different and varying seasons, and we want our homes to go through all four seasons completely during construction. This allows for natural settling and expanding/contracting of the home to take place before you move in, which will ensure less issues after you move in.
A : We realize different people have different priorities and dreams for their new home. Understanding this, we start with your priorities and dreams and create a game plan customized for you to accomplish those goals within your budget, beginning with the design. Every home we build is a completely custom project designed by us and built for the people who are going to live in it. We customize every part of the process and cater it for you, from the specifications to the architecture to the contract to the selections.
Frequently Asked Finance Questions
A : We are proud to offer versatile construction financing solutions by being in partnership with several different lenders in Northern Colorado, all leaders in new home construction loans. Partnering with these lenders has allowed us to offer both very competitive rates for construction loans and also provide a creative solution for some of the ‘unconventional’ financing situations.
There are several different loan products, including a one-time close product or an isolated construction product. Each have their advantages depending on your situation, and we have the knowledge to help set you up with the loan that is right for you.
We’re happy to make the introduction for you to get started in their application process. We’re also flexible in our process if you already have a bank with a construction loan product that you’re working with.
A : Since construction loans are very different from a permanent home mortgage, qualifications for each product are very different as well. We’ll help you navigate these terms depending on your situation and lead you to the product that will best suit your needs and situation. With that said, interest rates are usually in line with the mortgage industry and we’ll help get you the best deals on rates and fees through our relationships in the industry.
Since no two situations are the same, we have helped our clients navigate some very creative financing options to help them save money and get the best results for them.
A : Yes, financing packages from lenders often cover both the land purchase and construction costs. Typically we see the land being utilized as the collateral for the entire construction project. This comprehensive approach ensures that you can manage all aspects of your home building with ease under a single financing plan.
A : The approval process for financing generally takes about 4-6 weeks depending on your financial situation and prompt submission of required documents. They will need the final plans, specifications, and budget in order to have an appraisal done to finalize the loan, therefore we stay in close communication with the bank to get them the documents they need in a timely manner. Of course, this will also depend on the current processing volume at the banking institution as well.
For more detailed information or to discuss specific queries, please reach out to us directly and we’d be happy to answer any questions!
A : Even though we execute the Design of your home through a separate agreement, we can include the total cost of the design in the budget of your home and draw the invoice amount from the construction loan if you prefer.
If you decide to pay the design invoice in cash, we can still utilize the cost of the design as credit towards your down payment for the loan.
A : We’ve developed an efficient and cost-effective approach to home design by utilizing our in-house design team, helping our clients save tons of money not just through the design costs, but in the efficiency of the construction costs due to our design when compared to hiring a third-party designer.
We have an intimate understanding of construction products, materials, systems, and construction details that go into your home. We also have structural engineering design experience with Tyler’s engineering education and our designer’s experience! With all of this combined knowledge, we will save you thousands and sometimes hundreds of thousands of dollars in the construction of your home compared to a design produced from a 3rd party designer.
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See answers to some of our most Frequently Asked Questions or check out Our Design-Build Process